https://kirbychantoronto.com/blog/ Buying, selling, neighbourhoods and market updates for Toronto, Ontario. en-CA Mon, 28 Sep 2026 00:00:00 GMT https://kirbychantoronto.com/blog/who-helps-with-downsizing-toronto/ https://kirbychantoronto.com/blog/who-helps-with-downsizing-toronto/ Mon, 28 Sep 2026 00:00:00 GMT Downsizing Who helps with downsizing in Toronto: what a real estate registrant, lawyer, mortgage professional, accountant, attorney for property and estate trustee each do. https://kirbychantoronto.com/blog/leaside-vs-lawrence-park/ https://kirbychantoronto.com/blog/leaside-vs-lawrence-park/ Sun, 27 Sep 2026 00:00:00 GMT Neighbourhoods Leaside vs Lawrence Park compared: TRREB April to June 2026 prices by home type, 2021 Census housing stock, Line 5 Eglinton against Line 1 at Lawrence and the parks. https://kirbychantoronto.com/blog/senior-downsizing-checklist-toronto/ https://kirbychantoronto.com/blog/senior-downsizing-checklist-toronto/ Sat, 26 Sep 2026 00:00:00 GMT Downsizing A senior downsizing checklist for Toronto: legal documents, City property tax relief, the Vacant Home Tax, both land transfer taxes and a step by step move plan. https://kirbychantoronto.com/blog/sell-first-or-buy-first-downsizing-toronto/ https://kirbychantoronto.com/blog/sell-first-or-buy-first-downsizing-toronto/ Fri, 25 Sep 2026 00:00:00 GMT Downsizing Should you sell first or buy first when downsizing in Toronto? How each order affects your budget, two land transfer taxes, carrying costs and the Vacant Home Tax. https://kirbychantoronto.com/blog/toronto-neighbourhoods-for-downsizing/ https://kirbychantoronto.com/blog/toronto-neighbourhoods-for-downsizing/ Thu, 24 Sep 2026 00:00:00 GMT Downsizing Twelve Toronto neighbourhoods for downsizing compared: TRREB Q2 2026 condo apartment, condo townhouse and semi-detached prices, apartment stock and subway stations. https://kirbychantoronto.com/blog/toronto-downsizing-costs/ https://kirbychantoronto.com/blog/toronto-downsizing-costs/ Wed, 23 Sep 2026 00:00:00 GMT Downsizing Toronto downsizing costs in 2026: commission, legal fees, both land transfer taxes on the smaller home with worked examples, condo fees, adjustments and carrying costs. https://kirbychantoronto.com/blog/how-long-downsizing-takes-toronto/ https://kirbychantoronto.com/blog/how-long-downsizing-takes-toronto/ Tue, 22 Sep 2026 00:00:00 GMT Downsizing A downsizing timeline for a Toronto homeowner: which stages run on fixed legal clocks, which ones set the real pace and the Toronto dates worth putting on the calendar. https://kirbychantoronto.com/blog/bungalow-condo-or-townhouse-downsizing-toronto/ https://kirbychantoronto.com/blog/bungalow-condo-or-townhouse-downsizing-toronto/ Mon, 21 Sep 2026 00:00:00 GMT Downsizing Downsizing from a house to a condo, townhouse or bungalow in Toronto: August 2026 TRREB medians by type, both land transfer taxes and the monthly costs of each. https://kirbychantoronto.com/blog/toronto-subway-commute-by-neighbourhood/ https://kirbychantoronto.com/blog/toronto-subway-commute-by-neighbourhood/ Sun, 20 Sep 2026 00:00:00 GMT Moving to Toronto The Toronto subway commute from 12 neighbourhoods to Union station: the nearest TTC stations, which line each is on and how many stops the ride to Union takes. https://kirbychantoronto.com/blog/selling-a-house-before-probate-ontario/ https://kirbychantoronto.com/blog/selling-a-house-before-probate-ontario/ Sat, 19 Sep 2026 00:00:00 GMT Selling Can you sell a house before probate in Ontario? What the province says about estate certificates, powers of attorney, estate tax and timing when a Toronto home is sold. https://kirbychantoronto.com/blog/closing-day-ontario-toronto/ https://kirbychantoronto.com/blog/closing-day-ontario-toronto/ Fri, 18 Sep 2026 00:00:00 GMT Buying Closing day in Ontario for a Toronto buyer: the funds, both land transfer taxes due on registration, the keys and the City of Toronto steps that follow. https://kirbychantoronto.com/blog/condo-status-certificate-toronto/ https://kirbychantoronto.com/blog/condo-status-certificate-toronto/ Thu, 17 Sep 2026 00:00:00 GMT Condos What a condo status certificate in Toronto must disclose under the Condominium Act, the $100 fee cap, the 10 day deadline and what to read before your offer goes firm. https://kirbychantoronto.com/blog/fhsa-and-home-buyers-plan-toronto/ https://kirbychantoronto.com/blog/fhsa-and-home-buyers-plan-toronto/ Wed, 16 Sep 2026 00:00:00 GMT Buying How the FHSA and Home Buyers' Plan fund a first home in Toronto: 2026 limits, the different first-time buyer tests and how they stack against two land transfer taxes. https://kirbychantoronto.com/blog/mortgage-stress-test-toronto/ https://kirbychantoronto.com/blog/mortgage-stress-test-toronto/ Tue, 15 Sep 2026 00:00:00 GMT Buying The mortgage stress test in Ontario applied to Toronto's August 2026 median prices by home type, with qualifying payments, down payments and a worked condo example. https://kirbychantoronto.com/blog/toronto-property-tax/ https://kirbychantoronto.com/blog/toronto-property-tax/ Mon, 14 Sep 2026 00:00:00 GMT Costs and Taxes Toronto property tax in 2026: the residential rate and its three parts, instalment due dates, MPAC assessments, seniors relief programs and the Vacant Home Tax. https://kirbychantoronto.com/blog/closing-costs-buying-home-toronto/ https://kirbychantoronto.com/blog/closing-costs-buying-home-toronto/ Sun, 13 Sep 2026 00:00:00 GMT Costs and Taxes The closing costs of buying a home in Toronto: two land transfer taxes, legal fees, sales tax on mortgage insurance, tax adjustments and the Vacant Home Tax check. https://kirbychantoronto.com/blog/land-transfer-tax-toronto/ https://kirbychantoronto.com/blog/land-transfer-tax-toronto/ Sat, 12 Sep 2026 00:00:00 GMT Costs and Taxes How Toronto land transfer tax works in 2026: the Ontario and municipal rates, the new tiers over $3 million, both first-time buyer rebates and costs at median prices.